Business Performance Update
Bajaj Finance AUM Crosses ₹5 Lakh Crore, Delivers Strong Growth in Q4FY26
NSE
bajfinance
BSE
500034
Bajaj Finance reported strong Q4FY26 operational performance with AUM crossing ₹5 lakh crore, robust loan growth, and expanding customer base, indicating continued momentum in lending business.
PRICE-SENSITIVE TRIGGER
Event: Q4FY26 business update (AUM, loans, customer growth)
Type: Business Performance Update
Impact: Positive
Immediate Effect: Strong growth metrics signal continued lending momentum and scalability.
Key Metrics
AUM Growth
- AUM: ₹5,10,000 crore
- YoY Growth: +22%
- Q4 Increase: ₹25,500 crore
Customer Franchise
- Total Customers: 119.33 million
- Previous Year: 101.82 million
- Q4 Addition: +3.93 million
Loan Growth
- New Loans Booked: 12.89 million
- YoY Growth: +20.5%
Deposits
- Deposit Book: ₹68,550 crore
- Previous Year: ₹71,403 crore
Highlights
AUM Milestone: ₹5 Lakh Crore crossed
What Happened ?
Bajaj Finance Limited released its Q4FY26 business update, reporting strong growth across key metrics including AUM, customer base, and loan disbursements.
The company crossed a major milestone with AUM exceeding ₹5 lakh crore, reflecting sustained growth in its lending operations.
Key highlights
Strong Growth Momentum
- AUM growth of 22% YoY
- Loan bookings growth of 20.5% YoY
- Consistent quarterly expansion
Customer Expansion
- Customer base crossed 119 million
- Strong additions in Q4
- Expanding retail footprint
Business Strength
- Diversified lending portfolio
- Strong demand for credit
- Scalable business model
Minor Concern
- Deposit base declined YoY
Note: Deposit decline may impact cost of funds if trend continues.
Risk Analysis
Key Risks
- Asset quality (NPAs)
- Cost of funds
- Deposit growth slowdown
- Regulatory tightening
Worst Case Scenario
If asset quality deteriorates or funding costs rise, profitability may be impacted.
Risk Level: Medium
Company Commentary
- Highlighted strong AUM growth milestone
- Focus on expanding customer franchise
- Continued growth in lending business
Official Exchange Filing: Bajaj Finance Limited